Revolutionizing Employer Benefits: ClearPoint Health's Innovative Approach
Guest: Jeb Dunkelberger, Founder and CEO of ClearPoint Health
Introduction:
- Welcome to the Healthcare Nation Podcast.
- Today's focus is on policy and the payer space with guest Jeb Dunkelberger.
Guest Introduction:
- Jeb Dunkelberger, founder, and CEO of ClearPoint Health, specializes in empowering small and mid-sized companies with innovative employer benefit solutions.
- Background includes C-suite positions in healthcare insurance, a master's in Healthcare Innovation from Penn, and a passion for improving clinical delivery and insurance risk.
Discussion Highlights:
- Rising Healthcare Costs:
- Primary drivers include rising costs of claims, underpayment issues in Medicare and Medicaid, and labor shortages in clinical settings.
- Challenges for Small and Mid-Size Businesses:
- Small businesses face unique burdens such as wearing multiple hats, limited leverage, and reliance on standardized insurance solutions.
- Importance of having creative benefit advisors to navigate the complex insurance market.
- Fully Insured Insurance Models:
- Limitations include lack of transparency and perverse incentives for insurers.
- Small businesses moving towards self-funding and level funding to gain better control and transparency.
- Innovative Insurance Models:
- Medical Stop-Loss Captives: Pooling risks of small businesses to make insurance more affordable.
- Benefits include returning unused premiums to employers and fostering community among small businesses.
- Regulatory and Economic Factors:
- Regulatory challenges include managing federal and state laws, and the impact of policy changes like the Affordable Care Act.
- Economic factors influencing the insurance market and the importance of creative solutions for cost management.
- ClearPoint Health:
- ClearPoint Health focuses on creating transparent, efficient insurance models for small businesses.
- Emphasis on leveraging technology, community building, and innovative insurance solutions like medical stop-loss captives.
Conclusion:
- The importance of humility, perseverance, and taking action in the healthcare industry.
- Jeb's personal story and mission to improve the healthcare system for small businesses and their employees.
Call to Action:
- Visit ClearPoint Health's website for more information.
- Stay tuned for the next episode of the Healthcare Nation Podcast.
Creators and Guests
Host
Rick Gannotta
Health sector executive clinician educator & researcher, RTs/links 🚫 not endorsements, TEDX; https://t.co/51mnBxpPqv @NYUWagner